No Cheryl, your She Shed isn't covered if it floods.
But..... The policy came with the house at closing.
Did you check to see if there was a policy on the detached shed?
But... I'm in flood zone X.
Don't get me started.
Keeping your home and your belongings high and dry can prove challenging when much of the city sits below sea level. Keeping all the facts straight on flood insurance and renters/homeowners policies is tricky too!
I chatted with Sophia Grosch of Avery Insurance to make sure I had my facts straight when it comes to flood insurance in New Orleans. I learned some things too.
For example, did you know that your homeowners' policy covers your belongings when you take them out of your home? Like in your car. Or like to another state? In a suitcase? Rental policies too!
Did you know that if you rent your landlord's insurance only covers the property and none of the contents you brought with you?
Did you know that your liability insurance through your home can cover your butt elsewhere? Tune in below to get the scoop on what's covered, what's not, and what you can do about it.
Did you know that your policy covers your 4plex but not your renters' belongings, or that mother in law suite out back?
Tune-in and get smart on property insurance. We've helped make it fun and simple.
Voted Neighborhood Favorite by Nextdoor, Team Cool Murphy is a top-producing, licensed real estate team based in New Orleans, brokered by Cool Murphy, LLC.
Celebrated for her next-level creative approach to real estate, Elisa Cool Murphy is an award-winning, top-performing agent in New Orleans and the founder and leader of Cool Murphy, LLC.
Contact Her -
email: cool@coolmurphy.com
Facebook: @homeinneworleans
IG: @coolmurphynola
YouTube: @coolmurphynola
phone: 504-321-3194
Comments